Llame al (800) 863-5312 para su consulta gratuita Si ha resultado herido en un accidente, casi con seguridad necesitará algún tipo de atención médica para sus lesiones. Sin embargo, este tipo de tratamiento no es barato. Según el informe del Consejo de Investigación de Seguros Auto Injury Insurance Claims Study, en 2013 la cantidad promedio …
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¿Qué esperar en un acuerdo de indemnización por lesiones con State Farm Insurance?
Llame al (800) 863-5312 para su consulta gratuita State Farm es una compañía de seguros ampliamente reconocida que ofrece seguros de automóvil y otros productos a los consumidores. Sus comerciales se caracterizan por personas en problemas que llaman a su agente solo diciendo una pegadiza canción. Si bien State Farm puede intentar mostrar el servicio …
Negotiating an Injury Claim with State Farm
When you are injured or have property damage after a car accident, you may need to file a claim for compensation through State Farm. But like other insurance companies, State Farm can only make a profit if it takes in more money through premium payments than it pays out through claims. Therefore, you can expect that State Farm–or more specifically, the claims adjuster assigned to your case–will attempt to get you to settle your claim for as little as possible. Your adjuster knows that the more of a financial bind you are in, the more likely it is that you will accept a low but immediate payment on your claim, as opposed to waiting for a higher settlement.
Although State Farm and other large insurers often use computer programs to determine what they consider to be a “fair” settlement of your claim, you can negotiate a better settlement with State Farm. Be prepared for a fight, however. Your adjuster may be unwilling to budge initially. You may be able to obtain a better settlement if you employ the following strategies.
Document as Much as Possible
If at all possible, take your own photographs of the car accident scene, the damage to your vehicle, and your injuries. Sometimes an adjuster will not visit you to see the damage until days after the accident. In that interim, your wounds may have begun to heal or the car may have been repaired a bit. By taking pictures as soon as possible after the accident, you have proof of the severity of the accident and can use these photographs to negotiate a higher, more appropriate settlement amount.
Determine a Minimum Settlement Amount
It is very hard to negotiate over anything if you do not know what you want and what you need. Before you begin speaking with your adjuster about a settlement, take a moment and consider how much your claim is really worth.
- How much did you pay in medical bills and repair bills?
- How much time did you miss from work?
- What other losses or expenses did you suffer?
Tally these up and offer them as a settlement. What is the least amount you will accept? While you can expect your initial offer to be turned down, you should not feel compelled to accept State Farm’s counteroffer if it is too low.
Keep Your Story Straight
State Farm may attempt to get you to change your story of how the accident happened as a way to justify giving you a lower settlement amount. Stick to your guns, though. It is helpful to write down a narrative of how the accident occurred as soon as you can after the accident, and then refer to it often if your adjuster asks you how the accident happened.
Get Help from San Antonio Injury Lawyers
After a car accident, it is reasonable that arguing and haggling with an adjuster over a settlement amount is not high on your list of priorities.
At Zinda Law Group, our San Antonio personal injury attorneys can help you seek a fair settlement from State Farm by negotiating with your adjuster on your behalf. Where a settlement cannot be reached or is not in your best interest, we can explore other options with you by which you can obtain compensation.
Call our No Win No Fee Lawyers today at (800) 863-5312 for a free consultation with one of our San Antonio personal injury lawyers.
Meetings with attorneys by appointment only.
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Cómo negociar un reclamo por lesiones con Liberty Mutual Insurance
Llame al (800) 863-5312 para su consulta gratuita Liberty Mutual Insurance es, como su nombre indica, una compañía de seguros mutuos. Esto significa que sus asegurados, que pagan primas, se consideran accionistas de la compañía. Esto no significa, sin embargo, que Liberty Mutual siempre tenga en mente los mejores intereses de aquellos que presentan reclamos. …
Consider These Important Factors
The settlement offer made by your Liberty Mutual claims adjuster may be too low to adequately compensate you for your losses. You may be able to secure a higher settlement amount if you do the following:
Document Everything
Taking pictures of the accident scene and your injuries as soon as you can after the incident can help you during the negotiation process. By the time your adjuster views your car or visits you, injuries may have begun to heal and the car may have been cleaned up a bit. By taking pictures and showing them to the adjuster, you may be able to convince the adjuster his or her initial settlement amounts were not adequate given the severity of the car crash.
Appear Resolved and Tenacious
Trials are expensive for all parties involved, including insurance companies. Liberty Mutual Insurance does not want a claim to go to trial, especially if the claim is valid and the injured party (you) are likely to win. By insisting on fair and full compensation and showing that you are not willing to settle your claim for less than you need, you make it more likely that your negotiations with your adjuster will end favorably for you.
Determine a Minimum Settlement Figure
You cannot negotiate in any matter if you do not know what you need and what you are willing to part with. Before you even begin the negotiation process, take some time and tally up the costs of your car accident--medical expenses, lost wages, damage to your car, pain and suffering--and use these to arrive at a settlement figure. Know what you are willing to compromise on but do not compromise on those expenses and losses that are legitimate and certain.
Our Dallas Injury Lawyers Can Help
At Zinda Law Group, our Dallas personal injury attorneys have successfully taken on Liberty Mutual and countless other insurance companies. We fight tirelessly to protect the legal rights of our clients, and we have the knowledge and resources necessary to help you seek the compensation you deserve.
If you have been injured, you don't have to take on the insurance companies alone. Call Zinda Law Group at (800) 863-5312 for a free consultation with one of our skilled Dallas personal injury lawyers. Meetings with attorneys by appointment only.
¿Cómo negociar con una compañía de seguros?
LLAME AL (512) 246-2224 PARA HABLAR CON ABOGADOS DE LESIONES PERSONALES GRATIS Después de un accidente en el que resultaste herido, como un accidente automovilístico o un resbalón y caída, es posible que sea necesario presentar una reclamación a una compañía de seguros. Aunque presentar una reclamación puede proporcionarte la oportunidad de buscar una compensación …
Zonas de construcción: Seguridad para conductores
Llame (888) 659-9392 para hablar con abogados de accidentes de automóvil gratis Estadísticas de la zona de construcción Según el Departamento de Transporte de los Estados Unidos Administración Federal de Carreteras, de 2009 a 2014, los accidentes de automóvil dentro de las zonas de construcción provocaron alrededor de 4.400 muertes y 200.000 lesiones más. La mayoría …
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LLAME (888) 988-7063 PARA HABLAR CON UNO DE NUESTROS ABOGADOS DE LESIONES PERSONALES DE ZINDA LAW GROUP HOY Los fallos del sistema de truss de madera pueden ocurrir por una variedad de razones, algunas de las cuales se pueden culpar al error humano, y otras a vientos fuertes o fuertes tormentas. Al determinar la verdadera …
Abogados nacionales de recuperación de VW
e septiembre de 2015, casi 482.000 automóviles diésel de pasajeros en los Estados Unidos fueron ordenados a ser recordados por la Agencia de Protección Ambiental de los Estados Unidos. Esta recuperación cubre los vehículos vendidos desde 2008 bajo las marcas Volkswagen y Audi. La recuperación cubre los siguientes modelos de vehículos Volkswagen y Audi: Volkswagen …
Causas comunes de accidentes de autobús: Frenos defectuosos
LLAME (888) 988-7063 PARA HABLAR CON ABOGADOS DE ACCIDENTES DE AUTOBÚS GRATIS Los frenos son una parte que solemos no pensar hasta que el sonido característico de chirrido o silbido se vuelve demasiado difícil de ignorar. Al igual que los frenos son un sistema de seguridad importante en los automóviles de pasajeros, los frenos son …
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LLAME (888) 671-5127 PARA HABLAR CON ABOGADOS DE ACCIDENTES DE AUTOBÚS GRATIS A veces, un accidente de autobús ocurre sin culpa del conductor del autobús. Una compañía de autocares puede tener un excelente historial de seguridad y el conductor del autobús puede haber conducido miles de millas sin incidentes: ninguno de estos hechos garantizará contra un …
Accidentes de autobús: Tipos de daños
LLAME (888) 671-5127 PARA HABLAR CON ABOGADOS DE ACCIDENTES DE AUTOBÚS GRATIS En el contexto de una demanda por accidente de autobús, daños se refiere a la compensación o sentencia que un tribunal dicta a favor de la parte lesionada (llamada “demandante”). Como es cierto en otros tipos de casos de lesiones personales, hay una variedad …
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